Maximise your potential wealth
Invest in funds and portfolios and get exclusive access to private markets. All with low, transparent fees. Join and invest before 31st December 2023 to access exclusive benefits.
Boost potential returns
Keep more of your money
Investment and pension providers often make fees hard to understand and find. Our fees will always be fair, transparent and as low as possible.
Unlock access to next-level investments
Access top performing index funds curated by our experienced investment committee, and expand the potential of your portfolio by investing in private markets.
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong.
Get free, impartial advice.
We’ll help you find the best advice you need to feel confident about making big financial decisions.
Why do fees matter?
Swallowed up by a company that probably did little to earn it.”
Our investing principles
Stability and liquidity of the asset manager and their funds
Range of funds types, from index and active mutual funds to ETF’s.
For passive funds, the efficiency of tracking the market
For active funds, the potential to beat the market benchmark over time
Breadth of asset types available, such as equities and bonds.
Investment themes our members care about
FCA regulated fair value funds
Simple, transparent pricing
Investment and pension providers often make fees hard to understand and find, Our fees will always be fair, transparent and as low as possible.
ongoing charges on 21 of the world’s most popular index funds and ETFs on assets bought during offer period (charged upfront, refunded annually)
fund transaction costs on 21 of the world’s most popular index funds and ETFs on assets bought during offer period
*The initial offer period runs to 31st December 2023 and covers up to £10 million of investments in aggregate from our Founding Members. If you join during this period, assets you buy during this time will remain free of platform fees, transaction costs and fees on the 21 index funds and ETFs highlighted at time of sign-up until you start taking money from your pension or the age of 75, whichever is the sooner. Assets bought outside of the offer period will be subject to a standard 0.25% fee. Seek financial advice if you are unsure about your the tax treatment of our products.
Self-Invested Personal Pension (SIPP)
We make it simple to combine your old pensions and take control of your retirement. Our pension tracing service will find your old pensions for free so you can bring them all into one place. Get a 20% government top-up on investments of up to £60,000 each year.
We currently don't offer annuity or support drawdowns at Prosper, or individuals that have already made withdrawals from a pension, but we're working on it
Stocks and Shares ISA
Invest up to £20,000 per year with no capital gains or income tax on your investments. We'll also help you transfer your old ISA for free.
General Investment Account (GIA)
With no limit on how much you can invest, a GIA could be useful after you’ve reached your tax-efficient allowances.
Please note that capital gains tax and dividend tax are payable on gains made in this account.
We’re developing a cash account that will always keep you on the best rates, automatically. Until then, earn up to 5.46% on cash in our money market funds.