Helping maximise potential returns on the money you invest.
Prosper offers investment opportunities with low, fair and transparent fees which may help you keep more of your money.
We do this across cash, public market funds and private market funds for sophisticated and high net worth investors.
What’s a sophisticated investor?
A sophisticated investor is someone with expert-level knowledge about financial markets, investing, and the associated risks. As per the Financial Conduct Authority (FCA), it also includes someone who has received a certificate in the last three years from an authorised firm confirming their understanding of investment risks.
What’s a high net worth investor?
A high net worth investor is someone with a substantial amount of wealth and assets, which is significantly more than the average person. According to the FCA, this means having an annual income of £100,000 or more or net assets of £250,000 or more.
How we’re aiming to boost your returns
Expertly curated funds
What does FCA fair value mean?
Getting customers a good deal is our priority. So we make sure our products and services meet the FCA’s standards for fair value. This means the price you pay is fair compared to the overall benefits you can expect to receive.
Private markets for all
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you are unlikely to be protected if something goes wrong.
Simplify your strategy with indexing
Trying to outperform the market by trading individual stocks is difficult. In fact, even the vast majority of professionals fail.
While all investing carries risk, and your fund may end up worth less than you invest, the risk of that happening reduces as you diversify the types of assets you own.
We believe everyone should have access to index fund investing at the lowest possible cost.
That’s why we’re refunding these costs to you on 30 of the world’s most popular index funds and ETFs if bought during our offer period*. You pay nothing to own these funds, and the compounding benefit of no fees could lead to a higher return. Fees are paid upfront and we refund them annually.
Save time with ready-made funds
Investing can be hands-on, detail-oriented and crammed full of admin. It’s easy to lose hours of your time trying to keep track with what’s going on, especially as your portfolio grows.
But it doesn’t have to be this way.
Prosper’s range of ready-made funds are there for those who don’t have the time or desire to be completely hands on, and beginners who don’t yet feel they’ve got enough handle on things to do it themselves. Curated and managed entirely by the world’s leading asset managers like Blackrock, Vanguard and Fidelity, Prosper members can access a wide group of investments grouped together into a single, diversified fund.
Take full control of your portfolio
Want to get more involved? Explore our full range of active and passive funds, which cover a range of strategies, geographies, asset classes, factors and investment themes.
Invest in a mix of equities, bonds and money market instruments and choose from a range of options that match your risk tolerance, investment goals and timeframes.
Prosper gives you curated access to ETFs, OEICs and Investment Trusts.
*The initial offer period runs to 30th April 2024 and covers up to £20 million of investments in aggregate from our Founding Members. If you join during this period, assets you buy during this time will remain free of platform fees, transaction costs and fees on the 30 index funds and ETFs highlighted at time of sign-up until you start taking money from your pension or the age of 75, whichever is the sooner. Assets bought outside of the offer period will be subject to a standard 0.25% fee.
Our guide for creating a smart portfolio
A smart portfolio is tailored to your financial goals, risk tolerance and timeframes. You should make sure to consider: